Track Expenses App Mac

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Track Expenses App Mac

pivernipa1979 2021. 6. 11. 04:41

Free Program To Track Expenses
Track Expenses App Mac Free
Business Expense Apps

Hurdlr Expense Tracker iPhone and iPad App. Hurdlr is one of the best expense tracker app for. Receipt Tracker, a Microsoft Garage project, is an expense tracking app that uses Optical Character Recognition (OCR) to automatically extract information from receipt photos. Receipt Tracker allows users to categorize and visualize their expenses into organized collections of receipts which can then be emailed or sent to OneNote. An expense tracker app is either web or phone based and can help you track a range of expenses. You enter incoming and outgoing money and the app can help you store and track that information. It can help you track your budget, track your investments, use graphs and charts to show your progress, and keep your business and personal expenses. Banktivity is a dedicated Mac finance software app. It allows you to keep an eye on all of. The app can be linked to multiple bank accounts to make it easy to track and plan for expenses. Plus, the company provides free daily workshops and online guides that cover finance topics.

It’s no secret that tracking your expenses is an important part of early retirement. If you’ve looked at my monthly spending reports, you know that I use CountAbout to track my expenses. Prior to using CountAbout I logged everything in a spreadsheet. This post explains why we’ve switched our expense tracking over to CountAbout and why I think CountAbout is the best app for tracking expenses and receipts.

Note– this is a sponsored post and contains affiliate links. While the content is sponsored, I really do use CountAbout to track my expenses and receipts. The sponsored post came at a great time because I have been excited to write more about how I use CountAbout to track our expenses for early retirement.

Why you should track expenses

Calculate your retirement needs

The most important reason you should track expenses is so you know how much money you need to retire. Many financial advisors based retirement calculations on replacing a percentage of your income. While that makes their job easy, it doesn’t help you figure out how much money you really need.

We only spend half of our income and save the other half. Therefore, retirement advice saying that we need 80% of our income in retirement is dumb. If we don’t need 80% of our income now, why would we need 80% in retirement?

When you’re tracking your expenses, you know exactly how much you spend each month. You can then build up a portfolio that supports your actual lifestyle. You’re in control and don’t have to chase an arbitrary number chosen for you by someone who may make a percentage of the money they help you invest.

See what’s important to you

Another great reason to track your expenses is to make sure you are spending money on what you care about. As James Frick said,” Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.“

If you say that family is important to you, hopefully your expenses reflect family vacations and family activities. If you say you value wellness but your expenses show an expensive fast-food habit, you might want to reevaluate what is truly important to you.

Find hidden expenses

Finally, if you’re not tracking expenses, you’re never going to find hidden expenses that are eating away your wealth. I’m always blown away by conversations with friends where they make an offhand remark about not being able to keep track of all of their streaming services. Um, excuse me, don’t you examine your credit card statements?

Because I track my expenses, I’ve caught numerous charges for services that I thought I’d canceled and was able to follow up right away. It’s one thing to consciously spend money on things you don’t need. But spending money without even knowing about it is the worst!

Why you should keep receipts

Health Savings Accounts

Health savings accounts are one of the best games in town. You can put money into the account tax-free. You can take money out of the account tax free. And your money can grow tax free.

However, you can only take money of the account without paying taxes if they are for qualified medical expenses. If audited by the IRS you need to produce receipts to show that the withdrawals were justified. That’s why it’s a best practice to use an app for tracking expenses and receipts.

Small business

Running a small business can be great. You get to deduct all of your business expenses. However, you need to document all of your business expenses. While you could, in theory, have a paper file in a filing cabinet where you keep all of your receipts, wouldn’t it be best to just app for tracking expenses and receipts?

Why CountAbout is the best app for tracking expenses and receipts

Tracking expenses in CountAbout

Tracking expenses in CountAbout is easy. You can link your bank accounts. Then, when you log into CountAbout it will automatically download all new transactions across your accounts and load them to your dashboard.

Before CountAbout will record the transactions, you need to review and inspect them. This is a super important feature for me. I’ve used other budgeting apps like Mint or Personal Capital and would “see” various dial gauges of my spending but never really “felt” their impact. That’s why I used a spreadsheet for so long. I wanted to get “physical” with each transaction.

You can also categorize each transaction however you want to. I hated how Mint would lump all of my hotel expenses as “travel” when most of my hotel costs were for work travel that was reimbursed. I wanted to characterize that as “work” or make it invisible from my finance tracking entirely. CountAbout allows me to have full customization, including the ability to split a transaction. (Did you buy makeup at the grocery store with a gallon of milk? You can split it into two categories if you want).

Attaching receipts in CountAbout

CountAbout also allows you to attach receipts. I use this to store all of my receipts for my business (the blog) and for my health savings account.

The attachment feature is super intuitive to use. The easiest way to add an attachment is in the landing screen where you review and approve transactions. As you can see below there is a paperclip button near the option to approve the transaction. This opens a dialog box you can use to attach a receipt. I’ve attached image files and pdfs. You might be able to attach other types of files too- I haven’t tried it out.

To retrieve your receipt later, you can simply find the transaction you want, click on the paperclip button, and your receipt magically pops up. At its core, CountAbout is a database. So it is surprisingly easy to query your transactions to find exactly what you need to find.

Side note: I also love that golden “a” button. I buy a lot of items on Amazon. Characterizing and tracking those expenses are difficult. Clicking the “a” button takes you directly to your amazon orders where you can find the purchase in question (and find the receipt, if you want to attach it).

What do you think? Tell me your best app for tracking expenses and receipts

“There’s an app for that” works great when we are talking about expense trackers, but I think it more or less comes down to you, the user. You have to take the initiative to not just install the app but use it regularly, every single day. With that, dive right in and take a look at best expense tracker apps for iPhone and iPad that will help you track and manage your expenses.

#1. Hurdlr Expense Tracker iPhone and iPad App

Hurdlr is one of the best expense tracker app for small business owners, freelancers, and independent contractors who want to maximize their tax deductions but don’t have a lot of time.

The app makes this completely automatic by linking with 10,000 banks and integrations, so there’s no need for you to waste time organizing receipts. Better yet, the app uses artificial intelligence to quickly learn which expenses are business and personal, suggesting automated rules to completely personalize tracking based on your behavior.

Even a machine learning feature called Deduction Finder that highlights potential business expenses you can deduct. Spreadsheet reports can be emailed from the app directly to your accountant, and Hurdlr even integrates with popular tax filing software to make tax time a breeze.

Hurdlr says that by leveraging these time-saving expense tracking features, the average user saves around $5,600 a year.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium is $5/month, paid annually)
Download

#2. XpenseTracker App for iPhone and iPad

XpenseTracker is exactly what you would want to record your expenses and track them with the utmost convenience. It features completely customizable categories, sub-categories, and payment types to make your job of recording expenses a lot easier. Depending on your need, you can sort expenses by date, category, payment type, or client.

To simplify your data entry, it remembers the last payment type of each category. It also offers a perfect solution to track mileage. Simply enter the start/stop addresses and let the app track your distances with the use of GPS. XpenseTracker supports all the major currencies.

Compatibility: iPhone, iPad, and iPod Touch
Price: $4.99
Download

#3. Spendee Expense Tracker iOS App

Who doesn’t love a colorful representation of what they’ve spent? This excellent app is perfect for everyone who wants to track their expenses in a beautiful interface.

The usability and functionality are as much important as the interface is. It shows eye-catching infographics for incomes and expenses that make it a lot easier to glance through how you are spending your money. With support for multiple currencies, it’s convenient for travelers.

Even better, Spendee also allows you to make a custom wallet for special occasions so that you are able to keep a tab on the expenses without any hassle.

Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free
Download

#4. Wally Next Expense Tracker App for iOS

Wally allows you to link all your bank accounts and track expenses automatically. It enables you to learn from your spendings that you make across various categories like Food, Transportation, Entertainment, etc. You can also set flexible budget periods that suit your goals. And what’s even better is that Wally allows you to set a budget for each category.

Apart from having a friendly, clean interface, the app enables you to scan, upload and attach your receipts, make shopping lists to plan your spending, set reminders for payments, and even start groups with family and friends. Wally has been around since 2013, and over a million people use this app. It has earned several accolades that you can read in the description on the App Store. Since the app is free to download, I would strongly recommend that you try this.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Unlimited Teams: $9.99)
Download

#5. Pocket Expense 6 iPhone and iPad App

A finance software that you can carry in your pocket is pretty incredible. Pocket Expense 6 helps you track and also understand your finance. The app is clean and straightforward. You will have to sign in to use this tool. Nifty additions like calendar, Chart, etc. turn this into a useful app.

It supports multiple accounts and account types. It also provides you with daily, weekly, monthly, yearly, and overall statistics. The app also supports various budgets and presents these to you through charts.

Apart from many other features, it also has a night mode, password protection, complete world currency list, and backup and restores for all your data over WiFi.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Lifetime: $19.99)
Download

#6. Money Lover: Expense Tracker App for iPhone and iPad

After you set up the app, it asks for your goals that you would like to achieve. Goals include track my own spending, track spending with another person, budget my spending, track my savings, etc. Adding new expenses is easy and quick. I have started using this app, and I like it. The app also offers to send you a daily reminder at the time set by you. This builds a habit of adding transactions every day. It is super helpful.

With easy-to-read reports such as total expense, total income, spending by each category, or pending bills, Money Lover helps you understand where your money comes from and where it goes. Additionally, you may also connect your bank accounts and see all bank reports in one place. Apart from a ton of features, the app encrypts your data with bank-level security.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Money Love Plus $4.99)
Download

#7. Next for iPhone Expense Tracker App

As for making expense tracking a more simplified experience, “Next for iPhone” is second to none. It has an interface driven by workflow: tap the category from large square icons, enter an amount and confirm it, and you are done!

Multiple screens that can be accessed via swipe show your expenses and stats. You can sync your entire data with iCloud to not only keep it securely but also access it from any of your devices. Besides, you will be able to export your data to an Excel or Numbers file.

“Next” is the most minimal of expense trackers we’ve seen in the App Store.

Compatibility: iPhone, iPad, and iPod Touch
Price: $3.99
Download

#8. Visual Budget Expense Tracker iOS App

If you are not a stickler for minimal design and would trade that for a full-fledged free expense tracker that brings a ton of features, Visual Budget would be a good choice. To get started, all you have to do is just add your expenses and income and let the app help you track your spending.

You can also customize the app to suit your needs better. For instance, you will be able to add categories and sub-categories to ensure everything is monitored perfectly.

Visual Budget displays overview tools to let you visualize the breakdown of your transactions. The multiple graphs and charts provide you the right perspective of your money spending.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free ($8.99 for full version)
Download

#9. Money Control Expense Tracker App for iOS

There are some iPhone apps that are so promising that you just can’t stay apart. Money Control is one of those apps. The exciting feature of syncing it with Dropbox keeps all your data safe, secure, and easily accessible only by you. A separate in-app purchase saves you from the ocean of receipts, just click a picture of your entries and add it.

All your data is safe and secure in your own hands as no data is sent to the app server. You can manage different accounts and transfers. Keep track of all your income or expense at your fingertips. All recurring payments are created automatically. The data is always there with the automated internal backups and lots more besides.

Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free
Download

#10. HomeBudget iPhone and iPad Expense Tracker App

Managing money and saving is not just a man’s domain. All the ladies working for their families day and night are the best money managers. Here is an app to provide them a helping hand (even the men will love it). HomeBudget is one of the finest expense trackers for iOS.

You can make the payment on bills either as an expense or as a transfer or view calendar and bill list. There are bill reminders you can set as per the last dates.

Create expenses entries by month or category date. You can Attach photo images of receipts or even resize them. Multiple currencies and automatic exchange rate conversion help you manage your foreign funds. Set a budget and track expenses while categorizing your budget in needed categories. Classify them into fixed, variable, and discretionary.

Free Program To Track Expenses

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

#11. Money Keeper Expense Tracker App for iPhone and iPad

After you register for this powerfully free app, it asks for the amount you have as cash. Now, after you fill in an expense (which is incredibly easy and quick), the expenditure will be deducted from the available balance. After every payment that you add, the balance will come down.

All your expenses and income are also shown in simple, colorful bar graphs and pie charts. Even the free version of this app does not limit the number of transactions and accounts you can create. You may also use this straightforward app to manage your debts and loans, build your financial statement, or forecast your future finance. I think you should give this one a go.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Yearly $3.99)
Download

That’s all!

What’s your favorite personal finance assistant?

I’m sure these expense trackers can make a vital difference in the way you keep a tab on your expenses. What I like about them all is the simplicity and ability to make the intriguing task of tracking spending so straightforward.

Which one of these apps has won the maximum vote from you? Is any of your favorite app not included in this list?

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